Choosing Between the Chase Sapphire Preferred and Reserve

H/T to Lucky, over at One Mile at a Time, for this great discussion on choosing between the Chase Sapphire Preferred and Chase Sapphire Reserve (two cards we mention a lot here)

We've actually got both cards in our portfolio right now because we've been hoarding sign-up bonuses. When all is said an done, I'll probably keep the Reserve over the Preferred. For me, the 1.5 cents per point on travel is what really tips the scales. On 100,000 points, the difference between the Preferred and Reserve is $250 travel.

 Love that 1.5x...

Love that 1.5x...

Of course, not all of our points will be spent on travel in the portal, but combine that difference with the difference in earning rates (3x vs 2x dining and travel), the Priority Pass membership, and the fact that the $450 Reserve fee is effectively $150 after the travel credit, and it's hard to turn down the Reserve.

Interested in the Chase Sapphire cards? You should be! Click here to learn more about booking Disney World hotels through the Chase travel portal!