How To Use Chase Ultimate Rewards for Disney World Stays

Even though Disney’s hotels at Disney World have been missing from the Chase Ultimate Rewards travel portal for nearly a year now, you can still use Chase Ultimate Rewards points to book stays at Disney World and get a few—and the most important—perks of staying at a Disney hotels. In this post, we explain the best ways to use Chase Ultimate Rewards points for your Disney World trip.

disney world hotels chase ultimate reward points.jpeg

About Chase Ultimate Rewards

As a reminder, the following cards earn Chase Ultimate Rewards points:

If you only have the Freedom, Freedom Unlimited, Ink Cash, or Sapphire (not Preferred or Reserve) card, you’re going to be redeeming your ultimate reward points at 1 cent per point, usually in the form of a statement credit.

The real power comes if you have a Chase Sapphire Preferred or Reserve, or Ink Business Preferred card. With those cards, you can either:

  • use those points for more than 1 cent per points (either 1.25 or 1.5 cents) by logging onto the Chase Ultimate Rewards website and accessing the Chase Travel portal or

  • transfer those points to hotel chains and use them to book hotels through their loyalty programs

We’ll cover both of these options below, but first you need to know what hotels we’re targeting with these strategies.

Hotels You Should Target

The tips we’re going to detail in this post can be used to book a ton of hotels near Walt Disney World. Lots of area hotels are available for booking through the travel portal. And several major hotel chains are transfer partners of Chase, allowing you to transfer points to them and book area hotels through their loyalty programs.

But we want to focus here on the hotels that have access to special perks typically reserved for guests of Disney hotels. In particular, you’ll want to target:

Why these hotels? Traditionally guests at these hotels have gotten access to two very important perks—the 60-Day advance FastPass+ booking window and Extra Magic Hours. You can read more about both these perks in our guide to the perks of Disney hotels, but they’re incredibly helpful to have in visiting Disney World.

However, I want to highlight two key points before I move on. First, this list is always subject to revision. You should confirm the perks any hotel has by visiting its website or by contacting the hotel.

Second, you always want to mind whether there are any restrictions on getting these perks. Try and confirm that all guests—including those who book a hotel only through the Chase Travel Portal—will get these benefits. Sometimes they might be restricted, for example, just to guests who book a hotel+ticket package (which you may or may not be able to accomplish with Ultimate Rewards points).

Here’s a look at some screenshots from the Chase travel portal confirming a particular hotel would offer these perks if I booked a stay there (use the arrows to move between the two pics):

Now that we’ve covered what hotels we’ll be targeting, let’s talk about the two strategies for booking them.

Booking Disney World Hotels Through The Chase Travel Portal

The simplest way to book these hotels is through the Chase Travel Portal. The travel portal is the most direct way to use your Chase Ultimate Rewards points to book travel. Think of it like Hotels.com or Expedia (in fact, it’s now operated by Expedia), but you’ll be paying with the Chase Ultimate Rewards points you’ve earned on your credit card.

1. Access the Chase Travel Portal

Visit https://ultimaterewardspoints.chase.com. You will be asked to login to your Chase account. At the home page there are several ways to get to the travel portal, including prominently in the middle:

chase travel portal front page.png

2. Searching for Disney Hotels Through the Chase Travel Portal

Once you’re on the portal page, you’ll click “Hotels” and search from there.

For Disney World hotels, you can use the location “Walt Disney World Resort” or even the city, Lake Buena Vista, FL.

3. Pick your Hotel and Room

As discussed above, you should know ahead of time which hotels you’re targeting. Besides checking the list, many of the hotels that get the key perks use some form of the purple logo:

chase travel portal results page.png

From there, the process looks mostly like every other time you’ve booked a hotel online.

4. Confirmation and Payment

At the final page, you’ll be able to choose how many points you want to use vs. what share you want billed to your credit card. Remember, when shopping in the portal, Chase Sapphire Preferred and Chase Ink Business Preferred cardholders 1.25 cents per point, and Chase Sapphire Reserve cardholders get an awesome 1.5 cents per point.

chase travel portal payment page.png

5. Link Your Disney Reservation

I’ve never personally link one of these reservations to my My Disney Experience account, but it’s an important step that you’ll need to accomplish. This will ensure you're able to take advantage of the 60-day Fastpass+ booking window that Disney guests get.

This tip applies when you book one of these hotels or any Disney hotel through any third party, not just Chase.

Booking Through Ultimate Rewards Partners

The alternative option is to book your hotel using points you transfer from Chase Ultimate Rewards to a hotel partner. Currently, Chase’s transfer partners in the hotel industry are: IHG, Hyatt, and Marriott.

IHG operates the Holiday Inn Orlando — Disney Springs Area. That hotel is one of the seven Disney Springs hotels that (as of publication) get access to the 60-day FastPass+ window and Extra Magic Hours. Don’t confuse this hotel with the
Holiday Inn Resort Orlando Lake Buena Vista.

As far as I can tell, Hyatt does not operated any hotel with these perks.

Marriott operates the Walt Disney World Swan and Dolphin. These two hotels have access to the 60-day FastPass+ window and Extra Magic Hours (as of publication). They also have an exceptional location, just between Epcot and Hollywood Studios, near the Boardwalk area.

It’s not a good use of space to cover how to book each of these hotels with points. I’ll give you the important resources below, but first a few tips.

Make sure it makes sense to transfer points to the partner rather than using the Chase Travel Portal. It’s not uncommon that a hotel that would cost 50,000 transferred points only costs 20,000 ($300) through the Chase Travel Portal.

Make sure booking with points will still get you the important perks. I’ve never heard of this being an issue, but the entire point of targeting these hotels is to get the 60-day FastPass+ window and Extra Magic Hours.

You can visit the Chase transfer portal by visiting this URL: https://ultimaterewardspoints.chase.com/transfer-points/list-programs.

Because guides are often quickly out of date, for each of these chains (IHG and Marriott), I recommend Googling “how to book CHAIN hotels with points” for the latest.

Things to Keep In Mind

We’ll close out with a few questions you should think through before jumping into one of these bookings.

Is This Better Than Cash Back or Statement Credits?

Let’s say you want to book Hotel A and you find the following prices:

  • 50,000 points booking using Hotel A’s loyalty program

  • $450 or 30,000 points booking through Chase Travel Portal

  • $200 SALE! booking through Priceline

The best deal here is the $200 through Priceline. You really shouldn’t use 20,000 points for a $200 statement credit, but if you had to use points for this stay, 20,000 is less than 30,000 or 50,000.

Is This A Good Use of Ultimate Rewards Points?

Even though its the best rate you can get through the travel portal, 1.5 cents is not an optimal redemption for Ultimate Reward points (we’ve gotten over 7 cents before), but that doesn't mean this isn't a good redemption for you.

Because of their transfer partners, Chase Ultimate Rewards points are quite valuable for booking premium travel experiences. If you're not planning to use the Ultimate Rewards points to redeem premium class flights or hotel stays, using them through the portal for travel is a next-best option.

Is This The Best Way To Book My Disney World Hotel?

It depends. There are lots of ways to get a good deal on a Disney World hotel. Don’t dump 40,000 points just because you have the points. Those points have value, and sometimes it’s going to be better to pay for a room without points.

All Your Other Disney World Planning Questions Answered

Don't be overwhelmed by Disney World planning! Take a second to check out our most important content and you'll not only be an expert, but you'll save big $$$ along the way.

Just starting out? Check out our Walt Disney World planning guide! If you're still picking dates, we've got everything you need to know about Disney crowd calendars. For picking your hotel, check out our Walt Disney World hotels guide.

When it comes time to book we’ll help you find discount Disney World tickets. Decide whether you need a dining plan in our Complete Guide to Disney World Dining Plans! And at 180 days out it's time to book those Disney World Advance Dining Reservations!

Don't forget to master your Disney World FastPass+ strategy a few months in advance. We'll keep you out of long lines so you can maximize the magical time in the parks! We've got park-specific guides as well: Magic Kingdom FastPass, Epcot FastPass, Animal Kingdom FastPass, and Hollywood Studios FastPass.

Know what to ride with our guides to: Magic Kingdom rides, Hollywood Studios rides, Epcot rides, and Animal Kingdom rides! Plus learn about the water parks with our guide to Blizzard Beach and our guide to Typhoon Lagoon! And for some some fun prep, check out our Ranking of Every Ride at Walt Disney World.

Finally, before you head out, be sure to check out our to-the-point packing list, 10 essentials you forget to pack for every Disney trip. And if you're interested in saving, there's no better list than our 53 Ways to Save on your Disney trip from start to finish.

Have you ever booked a Disney stay with Chase points?